The hacker community it’s very focused on Linux since most servers in the world run it. The fly by night script kiddies and botnet creators definitely prefer end user systems though.

Large companies don’t always insure like that. They may self insure.

As much as people harp on blackrock and vanguard they hold a ton of people’s retirement funds.

This is a vicious thing to do of course but they are protecting a lot of people’s nest egg.